{"id":336,"date":"2021-12-02T15:19:13","date_gmt":"2021-12-02T17:19:13","guid":{"rendered":"http:\/\/localhost\/wp-sempre\/?page_id=336"},"modified":"2021-12-20T17:56:36","modified_gmt":"2021-12-20T20:56:36","slug":"portabilidade","status":"publish","type":"page","link":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/servicos\/portabilidade\/","title":{"rendered":"Portabilidade"},"content":{"rendered":"<div   data-size='featured_large'  data-lightbox_size='large'  data-animation='fade'  data-conditional_play=''  data-ids='442'  data-video_counter='0'  data-autoplay='true'  data-bg_slider='false'  data-slide_height=''  data-handle='av_slideshow'  data-interval='5'  data-class=' avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  '  data-el_id=''  data-css_id=''  data-scroll_down=''  data-control_layout='av-control-hidden'  data-custom_markup=''  data-perma_caption=''  data-autoplay_stopper=''  data-image_attachment=''  data-min_height='0px'  data-lazy_loading='disabled'  data-default-height='42'  class='avia-slideshow avia-slideshow-1  av-control-hidden av-default-height-applied avia-slideshow-featured_large av_slideshow  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first   avia-fade-slider '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 42%;' ><li  class=' av-single-slide slide-1 ' ><div data-rel='slideshow-1' class='avia-slide-wrap '   ><img decoding=\"async\" class=\"wp-image-442 avia-img-lazy-loading-not-442\"  src=\"https:\/\/www.semprecreditoimobiliario.com.br\/wp-content\/uploads\/2021\/12\/portabilidade-1500x630.png\" width=\"1500\" height=\"630\" title='portabilidade' alt=''  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.semprecreditoimobiliario.com.br\/wp-content\/uploads\/2021\/12\/portabilidade-1500x631.png 1500w, https:\/\/www.semprecreditoimobiliario.com.br\/wp-content\/uploads\/2021\/12\/portabilidade-300x126.png 300w, https:\/\/www.semprecreditoimobiliario.com.br\/wp-content\/uploads\/2021\/12\/portabilidade-1030x433.png 1030w, https:\/\/www.semprecreditoimobiliario.com.br\/wp-content\/uploads\/2021\/12\/portabilidade-768x323.png 768w, https:\/\/www.semprecreditoimobiliario.com.br\/wp-content\/uploads\/2021\/12\/portabilidade-1536x646.png 1536w, https:\/\/www.semprecreditoimobiliario.com.br\/wp-content\/uploads\/2021\/12\/portabilidade-705x296.png 705w, https:\/\/www.semprecreditoimobiliario.com.br\/wp-content\/uploads\/2021\/12\/portabilidade.png 1701w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/li><\/ul><\/div>\n<div class=\"flex_column av_one_full  av-animated-generic bottom-to-top  flex_column_div av-zero-column-padding first  avia-builder-el-1  el_after_av_slideshow  el_before_av_one_half  \" style='margin-top:0px; margin-bottom:0px; border-radius:0px; '><p><div  style='padding-bottom:0px; ' class='av-special-heading av-special-heading-h2  blockquote modern-quote  avia-builder-el-2  el_before_av_hr  avia-builder-el-first  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Portabilidade <\/h2><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div  style=' margin-top:10px; margin-bottom:10px;'  class='hr hr-custom hr-left hr-icon-no   avia-builder-el-3  el_after_av_heading  avia-builder-el-last '><span class='hr-inner  inner-border-av-border-fat' style=' width:50px; border-color:#064d44;' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p><\/div>\n<div class=\"flex_column av_one_half  av-animated-generic bottom-to-top  flex_column_div av-zero-column-padding first  avia-builder-el-4  el_after_av_one_full  el_before_av_one_half  column-top-margin\" style='margin-top:0px; margin-bottom:0px; border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>A portabilidade de cr\u00e9dito serve para ajudar quem quer trocar uma d\u00edvida cara por uma mais barata. Um exemplo \u00e9 quando as taxas de juros do seu banco est\u00e3o maiores do que a da concorr\u00eancia. Com essa op\u00e7\u00e3o, \u00e9 poss\u00edvel transferir a d\u00edvida para outra institui\u00e7\u00e3o e, dessa forma, reduzir a taxa de juros e at\u00e9 melhorar as condi\u00e7\u00f5es de pagamento do seu empr\u00e9stimo atual.<\/p>\n<p>A portabilidade de cr\u00e9dito foi criada pelo Banco Central do Brasil em 2013, com o objetivo de gerar competitividade entre as institui\u00e7\u00f5es financeiras e melhorar as propostas para os consumidores. Assim, o consumidor poderia transitar entre quem oferecesse vantagens maiores.<\/p>\n<\/div><\/section><\/div>\n<div class=\"flex_column av_one_half  av-animated-generic bottom-to-top  flex_column_div av-zero-column-padding   avia-builder-el-6  el_after_av_one_half  avia-builder-el-last  column-top-margin\" style='margin-top:0px; margin-bottom:0px; border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>O que poucas pessoas sabem \u00e9 que \u00e9 poss\u00edvel solicitar a portabilidade a qualquer momento, mediante o cancelamento do contrato e quita\u00e7\u00e3o antecipada da d\u00edvida no banco original.<\/p>\n<p>Mas, aten\u00e7\u00e3o, a nova opera\u00e7\u00e3o de cr\u00e9dito n\u00e3o pode ter o valor e o prazo superiores ao do contrato original.<\/p>\n<\/div><\/section><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":83,"parent":25,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/pages\/336"}],"collection":[{"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/comments?post=336"}],"version-history":[{"count":5,"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/pages\/336\/revisions"}],"predecessor-version":[{"id":493,"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/pages\/336\/revisions\/493"}],"up":[{"embeddable":true,"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/pages\/25"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/media\/83"}],"wp:attachment":[{"href":"https:\/\/www.semprecreditoimobiliario.com.br\/index.php\/wp-json\/wp\/v2\/media?parent=336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}